21 cards currently offering welcome bonuses of 100,000 points or more

Credit card welcome offers are the fastest way to increase your points and miles stash. There’s nothing quite like the thrill of seeing a massive bonus post to your loyalty account. From there, you can start dreaming about using your travel rewards to explore the world.

Some of the best travel rewards cards on the market offer welcome bonuses of at least 100,000 points or miles — in some cases, even more.

Beyond the welcome offer, though, these cards have ongoing perks that make them worth a place in your wallet. Let’s take a deeper dive into cards that currently offer welcome offers of at least 100,000 points or miles.

Cards offering welcome bonuses of at least 100,000 points or miles

These are sorted by the total value of the welcome offer, according to TPG’s July 2025 valuations.

The information for the Southwest Premier, United Club Business and Hilton Honors Aspire cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Chase Sapphire Reserve for Business

Applicants for the new Chase Sapphire Reserve for Business can earn 200,000 bonus points after spending $30,000 in the first six months of account opening.

This bounty of valuable Chase Ultimate Rewards points is worth $4,100, according to TPG’s July 2025 valuations.

The Sapphire Reserve for Business is an excellent option for travel-minded business owners who are willing to maximize the card’s multiple statement credits. These include an annual $500 credit for The Edit by Chase Travel (given as two $250 biannual credits, to use toward prepaid bookings of two nights or more), up to $400 with ZipRecruiter (split as two $200 biannual credits), a flexible $300 travel credit and up to $200 in Google Workspace credits.

To learn more, check out our full review of the Chase Sapphire Reserve for Business.

Apply here: Chase Sapphire Reserve for Business

The Platinum Card from American Express

If you’re looking to apply for the Amex Platinum, you can find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $8,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.

Per TPG’s July 2025 valuations, you could be eligible for as much as $3,500 in value.

The Amex Platinum is a popular choice with travelers thanks to its premium perks, such as extensive airport lounge access (including Centurion Lounges), multiple statement credits and complimentary elite status with Hilton and Marriott. Enrollment is required for select benefits; terms apply.

To learn more, check out our full review of the Amex Platinum.

Apply here: The Platinum Card from American Express

The Business Platinum Card from American Express

With the Amex Business Platinum, you can earn 150,000 bonus points after spending $20,000 in the first three months of card membership.

TPG’s July 2025 valuations place this offer at $3,000 in value.

The Business Platinum also provides a list of valuable credits that can be helpful for business owners.

You can earn up to $200 each calendar year in airline fee statement credits for charges by the airline you select each calendar year and up to $120 per calendar year in statement credits for purchases made directly from U.S. wireless telephone providers (up to $10 per month). Enrollment is required for select benefits; terms apply.

To learn more, check out our full review of the Amex Business Platinum.

Apply here: The Business Platinum Card from American Express

Capital One Venture X Business

The Capital One Venture X Business comes with the chance to earn 150,000 bonus miles after spending $30,000 in the first three months of account opening.

This bonus does come with a substantial spending requirement, though. Cardholders must spend $30,000 in the first three months of account opening to earn 150,000 bonus miles. This spending requirement will be hard for most small-business owners to meet, but more established businesses may want to take note.

If you’re able to earn the bonus, TPG’s July 2025 valuations place its value at $2,775.

Highlights of the Venture X Business card’s benefits include a $300 annual credit for travel booked through Capital One’s travel booking site and complimentary access to Capital One Lounges and Priority Pass lounges.

To learn more, check out our full review of the Venture X Business.

Learn more: Capital One Venture X Business

Chase Sapphire Reserve

The Chase Sapphire Reserve‘s welcome offer allows new cardholders to earn 100,000 bonus points plus a $500 Chase Travel credit after spending $5,000 in the first three months of account opening.

TPG’s July 2025 valuations place this welcome offer at up to $2,550 in value when you combine the points with the $500 Chase Travel credit.

It’s important to note that the terms for the Chase Travel credit state that the $500 promotional credit is valid for a one-time use only. So, if you apply the credit to a Chase Travel purchase of less than $500, you’ll forfeit the remaining balance.

Plus, keep in mind that Chase has implemented new eligibility requirements for its consumer Sapphire cards’ welcome bonuses.

The Sapphire Reserve underwent a sweeping refresh as it rolled out this heightened bonus. This refresh raised the annual fee to $795 and added a host of new benefits, including statement credits for The Edit (minimum two-night stay required), StubHub (activation required, benefit ends Dec. 31, 2027), DoorDash (activate by Dec. 31, 2027), Lyft (through Sept. 30, 2027) and more. Certain statement credits may be broken into biannual or monthly amounts and have additional terms.

To learn more, check out our full review of the Chase Sapphire Reserve.

Apply here: Chase Sapphire Reserve

American Express Business Gold Card

The Amex Business Gold currently offers new applicants the chance to earn 100,000 points after spending $15,000 in eligible purchases in the first three months of card membership.

According to TPG’s July 2025 valuations, this welcome offer is worth $2,000.

This card provides useful perks for business owners who spend frequently on common expenses like food and shipping.

With this card, you’ll receive up to $240 in statement credits each calendar year for eligible U.S. purchases at FedEx, Grubhub and office supply stores (up to $20 per month) and a monthly statement credit toward a Walmart+ membership valued at $12.95 monthly plus applicable taxes (up to $155 per calendar year, Plus-Ups not included; subject to auto-renewal). Enrollment is required for select benefits; terms apply.

To learn more, check out our full review of the Amex Business Gold.

Apply here: American Express Business Gold Card

American Express Gold Card

With the Amex Gold Card, new applicants can find out their offer and see if they are eligible for as high as 100,000 bonus points after spending $6,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.

You could be eligible for as much as $2,000 in value, per TPG’s July 2025 valuations.

The Amex Gold is our top choice for foodies since it earns 4 points per dollar on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter, and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively). The card is also packed with useful statement credits and solid travel and purchase protections.

Enrollment is required for select benefits; terms apply.

To learn more, check out our full review of the Amex Gold.

Apply here: American Express Gold Card

Southwest Rapid Rewards Plus Credit Card

The Southwest Rapid Rewards Plus Credit Card is offering new applicants the chance to earn 100,000 bonus points after spending $4,000 in the first five months from account opening.

TPG’s July 2025 valuations value this bonus at $1,400.

The Southwest Plus card is the entry-level card for Southwest flyers and comes with a suite of benefits to coincide with Southwest’s move away from its two-checked-bag-free and open-seating policies.

These card perks, which cover cardmembers and up to eight additional passengers in the same reservation, include a first checked bag free, standard seat selection within 48 hours of departure (when available)* and Group 5 boarding*. You’ll also receive 3,000 bonus points each account anniversary year.

*For flights operating in 2026 and beyond.

To learn more, check out our full review of the Southwest Rapid Rewards Plus Card.

Apply here: Southwest Rapid Rewards Plus Credit Card

Southwest Rapid Rewards Premier Credit Card

New applicants of the Southwest Rapid Rewards Premier Credit Card can earn 100,000 bonus points after spending $4,000 in the first five months from account opening.

The points in this offer are worth $1,400, according to TPG’s July 2025 valuations.

The Southwest Premier is a mid-tier card for those looking for additional perks with the airline. These perks include a first checked bag free, preferred seat selection within 48 hours of departure (when available)* and Group 5 boarding for the cardmember and up to eight additional guests*.

*For flights operating in 2026 and beyond.

This card’s anniversary points bonus grants 6,000 points each year. Cardholders also receive 1,500 tier-qualifying points toward A-List status for every $5,000 spent on the card annually.

To learn more, check out our full review of the Southwest Rapid Rewards Premier Card.

Southwest Rapid Rewards Priority Credit Card

With the welcome offer on the Southwest Rapid Rewards Priority Credit Card, you could earn 100,000 bonus points after spending $4,000 in the first five months from account opening.

Per TPG’s July 2025 valuations, this bonus is worth $1,400.

The Southwest Priority is the top-tier personal card for Southwest loyalists at a $229 annual fee. It has the most perks of the suite, including a first checked bag free, preferred seat selection at booking (when available)*, unlimited upgrades to an extra legroom seat within 48 hours of departure at no additional charge (when available)* and Group 5 boarding for the cardmember and up to eight additional guests*.

*For flights operating in 2026 and beyond.

Cardholders receive 7,500 bonus points each account anniversary and 2,500 TQPs toward A-List status for every $5,000 spent on purchases annually.

To learn more, check out our full review of the Southwest Rapid Rewards Priority Card.

Apply here: Southwest Rapid Rewards Priority Credit Card

United Quest Card

The United Quest Card is offering new applicants 100,000 bonus miles and 3,000 Premier qualifying points after spending $4,000 on purchases in the first three months of account opening.

The miles included with this offer are worth $1,300 when you use them to book United flights, according to TPG’s July 2025 valuations.

The United Quest Card is a solid mid-tier option for those who fly with United a few times a year or more, as it comes with a 10,000-mile discount each account anniversary, free checked bags when you book with your card, a PQP boost and priority boarding. If you’re into maximizing statement credits, the United Quest also features a variety of options for you to take advantage of.

To learn more, check out our full review of the United Quest Card.

Apply here: United Quest Card

United Business Card

New applicants for the United Business Card could earn 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months of account opening.

The miles included in this offer are worth $1,300, per TPG’s July 2025 valuations.

The United Business Card is a great option for small-business-owners looking for perks when they fly with the airline.

Cardholders receive their first checked bag free, priority boarding, bonus earning on purchases made with United and two one-time United Club passes for a reasonable $150 annual fee.

To learn more, check out our full review of the United Business Card.

Apply here: United Business Card

United Club Business Card

The United Club Business Card is also offering 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months of account opening.

TPG’s TPG’s July 2025 valuations deem these miles as worth $1,300.

The United Club Business is the premium business card option in Chase’s suite of United cobranded cards. For a $695 annual fee, you’ll receive a United Club membership and multiple valuable statement credits.

Cardholders also receive benefits when flying United, such as free checked bags and priority boarding.

To learn more, check out our full review of the United Club Business Card.

Marriott Bonvoy Brilliant American Express Card

The premium Marriott Bonvoy Brilliant Amex offers the chance to earn 100,000 bonus points after spending $6,000 on purchases within the first six months of card membership and an extra 50,000 bonus points after spending an additional $2,000 on purchases within the first six months of card membership.

TPG’s July 2025 valuations place this offer at up to $1,050.

True Marriott Bonvoy loyalists will appreciate this card, which comes with Platinum elite status, 25 elite night credits each calendar year and a high-value free night award worth 85,000 points each year after your card’s renewal month. Certain hotels have resort fees. Terms apply.

To learn more, check out our full review of the Marriott Bonvoy Brilliant.

Apply here: Marriott Bonvoy Brilliant American Express Card

Marriott Bonvoy Boundless Credit Card

The current welcome offer on the Marriott Bonvoy Boundless provides up to 150,000 points via free night rewards. You can earn three free nights (each night valued at up to 50,000 points) after spending $3,000 on purchases in the first three months of account opening. Certain hotels have resort fees.

TPG’s July 2025 valuations place this offer at up to $1,050 when these free nights are redeemed for maximum value.

For a modest $95 annual fee, you’ll receive automatic Silver Elite status with Marriott Bonvoy, which grants 10% more points on stays, priority late checkout and complimentary Wi-Fi. You’ll also receive a free night award worth up to 35,000 points every year after your account anniversary. Certain hotels have resort fees.

To learn more, check out our full review of the Marriott Bonvoy Boundless.

Apply here: Marriott Bonvoy Boundless Credit Card

Marriott Bonvoy Business American Express Card

With the Marriott Bonvoy Business Amex, you’ll earn three free night awards (each valued at up to 50,000 points) after spending $6,000 on eligible purchases in the first six months of card membership. Certain hotels have resort fees.

According to TPG’s July 2025 valuations, this welcome offer is worth up to $1,050.

If you’re a small-business owner frequently staying at Marriott properties, this card is a great choice. You’ll receive 15 elite night credits toward status, complimentary Gold elite status and a 7% discount on eligible bookings when you book directly with Marriott through an eligible channel at a participating Marriott property with the Amex business card rate.

This card’s elite night credits can be stacked with any you receive from a personal Marriott card.

To learn more, check out our full review of the Marriott Bonvoy Business Amex.

Apply here: Marriott Bonvoy Business American Express Card

Marriott Bonvoy Bevy American Express Card

New cardmembers of the mid-tier Marriott Bonvoy Bevy Amex will earn 85,000 bonus points after spending $5,000 on purchases within the first six months of card membership and an extra 50,000 bonus points after spending an additional $2,000 on purchases within the first six months of card membership.

TPG’s July 2025 valuations place this offer at up to $945.

This card’s standout perks include 1,000 bonus points per paid eligible stay booked directly with Marriott, complimentary Gold elite status and 15 elite night credits each calendar year. You’ll be charged a $250 annual fee, a steep ask for the limited benefits provided.

To learn more, check out our full review of the Marriott Bonvoy Bevy.

Apply here: Marriott Bonvoy Bevy American Express Card

Hilton Honors American Express Aspire Card

With the Hilton Aspire Amex, new cardmembers will earn 175,000 bonus points after spending $6,000 on purchases in the first six months of card membership. This offer ends August 13.

This offer is worth $875, according to TPG’s July 2025 valuations.

This is the top-tier option for Hilton loyalists. For a $550 annual fee, you’ll receive Hilton Honors Diamond status, which comes with 100% bonus points on eligible Hilton purchases, lounge access at select properties, complimentary breakfast and space-available room upgrades.

You’ll also receive up to $400 each calendar year (up to $200 semi-annually) in statement credits for eligible purchases, such as dining, spa treatments, room rates and more, at eligible Hilton resorts. Enrollment is required for select benefits; terms apply.

To learn more, check out our full review of the Hilton Honors Aspire Amex.

Hilton Honors American Express Business Card

The Hilton Honors Amex Business card‘s current welcome offer allows new cardmembers to earn 150,000 bonus points after spending $8,000 on purchases in their first six months of card membership and an extra 25,000 bonus points after spending an additional $2,000 in purchases on the card in the first six months of card membership.

Per TPG’s July 2025 valuations, these bonus points are worth up to $875.

This is a solid cobranded card for business owners who like to stay with Hilton. Those with this card can earn up to $240 in statement credits every calendar year (up to $60 each quarter) in statement credits for eligible Hilton purchases, including room reservations at Hilton properties and incidental charges such as dining at on-site restaurants or spa treatments.

You’ll also receive complimentary Gold status with Hilton Honors.

To learn more, check out our full review of the Hilton Business Amex.

Apply here: The Hilton Honors American Express Business Card

Hilton Honors American Express Surpass Card

New Hilton Honors Amex Surpass cardmembers can earn 130,000 bonus points after spending $3,000 on purchases in the first six months of card membership.

TPG’s July 2025 valuations deem this bonus worth $650.

This card packs a punch for a modest $0 introductory annual fee for the first year, then $150. You’ll receive Hilton Honors Gold status and up to $200 in Hilton statement credits each calendar year on eligible Hilton purchases (up to $50 in statement credits each quarter). Terms apply.

To learn more, check out our full review of the Hilton Surpass Amex.

Apply here: Hilton Honors American Express Surpass Card

Hilton Honors American Express Card

The Hilton Honors American Express Card is offering new cardmembers the chance to earn 100,000 bonus points and a $100 statement credit after spending $2,000 on purchases in the first six months of card membership.

This offer is worth $600 per TPG’s July 2025 valuations, including the value of the statement credit.

This no-annual-fee option in the Hilton suite is a good choice if you occasionally stay at Hilton properties and want a few extra perks when you stay. The card confers complimentary Hilton Honors Silver elite status, which comes with member discounts, a 20% points bonus on paid stays and a fifth night free on award stays.

To learn more, check out our full review of the Hilton Honors Amex.

Apply here: Hilton Honors American Express Card

Bottom line

The above offers are enticing, but remember that each issuer has its own application rules. Make sure you’re always getting the top offer when you apply for a credit card because you might only get one shot at the bonus on that card.

These cards offering 100,000-point bonuses (and more) could be worth considering if you want to boost your rewards balance in a specific airline, hotel or issuer loyalty program.

Related: The best credit card welcome bonuses currently available

For rates and fees of the Amex Platinum Card, click here.
For rates and fees of the Amex Business Platinum Card, click here.
For rates and fees of the Amex Business Gold Card, click here.
For rates and fees of the Amex Gold Card, click here.
For rates and fees of the Marriott Bonvoy Brilliant card, click here.
For rates and fees of the Marriott Bonvoy Business card, click here.
For rates and fees of the Marriott Bonvoy Bevy card, click here.
For rates and fees of the Hilton Business Card, click here.
For rates and fees of the Hilton Surpass Card, click here.
For rates and fees of the Hilton Honors Amex, click here.