Credit card transfer bonuses (July): 50% bonus to Marriott Bonvoy and more

This post was originally published on this site

Editor’s note: This is a recurring post, regularly updated with new information and offers.

Transfer bonuses can offer lucrative opportunities to maximize your points and miles and work your way toward fantastic award redemptions. You can sometimes get significantly more value from your rewards by transferring them to an airline or hotel partner during one of these bonus periods.

Remember, though, that these are limited-time offers, so you’ll need to act fast if you find one that suits your travel plans.

We’ve compiled transfer bonus updates for most major programs with transferable rewards to make tracking these offers easier. Just note that transfer bonuses are sometimes targeted, so some may not be available.


Chase Sapphire Reserve®: Earn 100,000 bonus points plus a $500 Chase Travel℠ promo credit after spending $5,000 on purchases in the first three months from account opening (see [termsConditions pid=”221211836″ overridetext=”rates and fees”]).


Active credit card transfer bonuses

We’re currently seeing multiple transfer bonuses from American Express and Chase, plus one from Citi.

Transfer from Transfer to Bonus details  End date
American Express Membership Rewards British Airways Club, Iberia Club and Aer Lingus AerClub 30% July 15
American Express Membership Rewards Hilton Honors up to 30%; targeted Amex has not disclosed an expiration date for this offer.
American Express Membership Rewards Marriott Bonvoy 20% July 15
Chase Ultimate Rewards Air Canada Aeroplan 20% July 17
Chase Ultimate Rewards Marriott Bonvoy 50% Aug. 15
Citi ThankYou Rewards Air France-KLM Flying Blue 20% July 19

American Express Membership Rewards transfer bonus

American Express Membership Rewards is currently running three 30% transfer bonuses with loyalty programs that use Avios, including British Airways Club, Iberia Club and Aer Lingus AerClub. This means you’ll receive 1,300 Avios for every 1,000 points you transfer to any of these three programs.

These bonuses will end July 15.

There are many solid ways to redeem Avios transferred to these programs. These include short-haul flights within Europe and business-class seats from the U.S. to Spain.

Iberia Business class
BEN SMITHSON/THE POINTS GUY

Avios is a versatile currency that Aer Lingus, British Airways, Finnair, Iberia, Loganair and Qatar Airways use. British Airways Avios can be moved to any of these loyalty accounts, which makes this transfer bonus stretch even further.

For instance, you could transfer your Membership Rewards points at a bonus to British Airways, then move your Avios to Qatar Airways Privilege Club to book a luxurious Qsuite at a great value.

American Express is also offering a targeted (up to) 30% transfer bonus to Hilton Honors. This targeted offer does not have a set expiration date, but check your accounts to see if you have access to this bonus.

Amex points typically transfer to Hilton at a 1:2 ratio. Several TPG staff members were targeted for the 30% transfer bonus, which means 1,000 Amex points will turn into 2,600 Hilton points. Another TPG staffer was only targeted for a 25% transfer bonus, which means 1,000 Amex points equate to 2,500 Hilton Honors points. Hilton uses dynamic pricing, so the number of points needed to book an award stay can vary depending on timing, seasonality and other factors.

How to earn American Express Membership Rewards points

If you’re looking to earn more of these valuable points, the following American Express cards could prove useful additions to your wallet:

  • [applyLink pid=”22504813″ overridetext=”The Platinum Card® from American Express”]: Find out your offer and see if you are eligible to earn as high as 175,000 Membership Rewards points after spending $8,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.
  • [applyLink pid=”6344″ overridetext=”American Express® Gold Card”]: Find out your offer and see if you are eligible to earn as high as 100,000 Membership Rewards points after spending $6,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.

You can also earn extra Membership Rewards points when you enroll in Amex Offers and shop with Rakuten.

Based on TPG’s June 2025 valuations, Membership Rewards points are worth 2 cents each, and our tests indicate that they transfer instantly to most of American Express’ transfer partners.

Related: How to redeem American Express Membership Rewards points for maximum value

Chase Ultimate Rewards transfer bonus

Chase is currently offering a 20% bonus when you transfer Ultimate Rewards points to Air Canada Aeroplan through July 17. This means 1,000 Chase points will equal 1,200 Aeroplan points.

If you also have the [applyLink pid=”8103″ overridetext=”Aeroplan® Credit Card”] (see [termsConditions pid=”8103″ overridetext=”rates and fees”]), you can receive an additional 10% bonus for every 50,000 Chase Ultimate Rewards points transferred to Air Canada Aeroplan (up to 25,000 bonus points per year), meaning you could stack the offers to receive 30% bonus Aeroplan points.

Swiss 777 business class
ETHAN STEINBERG/THE POINTS GUY

Though Aeroplan prices award flights operated by Air Canada and select partners dynamically, the loyalty program still uses an award chart for most partner-operated flights. Therefore, you can often find sweet spots within the program.

For instance, we’ve seen availability to book short-haul domestic flights on United Airlines for 10,000 Aeroplan points, which would set you back 9,000 Chase points with this current transfer bonus. We’ve also seen first-class flights to Germany on Lufthansa for 90,000 to 100,000 points. This would cost 75,000 to 84,000 Chase points when you factor in the bonus.

As always, before transferring any points, make sure you find award availability since point transfers are irreversible.

You can also transfer your Chase Ultimate Rewards points to Marriott Bonvoy for a 50% bonus. If you transfer 1,000 Chase Ultimate Rewards points, you’ll get 1,500 Marriott Bonvoy points. This transfer bonus ends Aug. 15.

Since TPG values Marriott points at 0.7 cents apiece and Chase points at 2.05 cents per point, per our June 2025 valuations, we typically wouldn’t recommend transferring your Chase points to Marriott Bonvoy, as you’ll most likely lose value. However, if you need to top off your account or find a really good redemption rate, transferring your points may make sense. As always, it’s best to crunch the numbers and find availability before transferring your points.

Remember, transfers are irreversible.

Related: When to transfer Chase points instead of booking a hotel through Chase Travel?

How to earn Chase Ultimate Rewards points

If you want to earn more Chase Ultimate Rewards points, the following Chase cards could make good additions to your wallet:

  • [applyLink pid=”22125056″ overridetext=”Chase Sapphire Preferred® Card”] (see [termsConditions pid=”22125056″ overridetext=”rates and fees”]): Earn 75,000 bonus points after spending $5,000 on purchases in the first three months from account opening.
  • [applyLink pid=”221211836″ overridetext=”Chase Sapphire Reserve®”] (see [termsConditions pid=”221211836″ overridetext=”rates and fees”]): Earn 100,000 bonus points and a $500 Chase Travel℠ promo credit after spending $5,000 on purchases in the first three months from account opening.
  • [applyLink pid=”221211974″ overridetext=”Ink Business Preferred® Credit Card”] (see [termsConditions pid=”221211974″ overridetext=”rates and fees”]): Earn 90,000 bonus points after spending $8,000 on purchases in the first three months from account opening.

According to TPG’s June 2025 valuations, Chase Ultimate Rewards points are worth 2.05 cents each when maximized with travel partners. Most Ultimate Rewards transfers will process instantly.

Related: Chase Ultimate Rewards points: How to redeem for maximum value

Capital One transfer bonus

Capital One is not currently running any active transfer bonuses.

Capital One lounge logo IAD
EMILY THOMPSON/THE POINTS GUY

How to earn Capital One miles

If you’re looking to earn more transferable miles, the following Capital One cards are solid options to consider:

TPG’s June 2025 valuations peg Capital One miles at 1.85 cents apiece, and most transfers from Capital One will process instantly. For more details, check out our guides to the Capital One transfer partners and how to transfer Capital One miles.

Citi ThankYou Rewards transfer bonus

Citi ThankYou Rewards is currently offering a 20% transfer bonus to Air France-KLM Flying Blue. This means you’ll receive 1,200 Flying Blue miles for every 1,000 Citi ThankYou Rewards points you transfer. The bonus runs through July 19.

Flying Blue offers saver-level award pricing for some itineraries between the U.S. and Europe, starting at the following rates:

  • Economy awards: 25,000 miles (one-way)
  • Premium economy awards: 40,000 miles (one-way)
  • Business-class awards: 60,000 miles (one-way)

With this transfer bonus, you could book economy, premium economy and business-class flights to Europe by transferring 21,000, 34,000 and 50,000 ThankYou Rewards points to Flying Blue, respectively. Plus, you can save even more of your hard-earned rewards if your itinerary is part of Flying Blue’s monthly Promo Rewards.

Air France business class back view
ERIC ROSEN/THE POINTS GUY

TPG tip: Though availability can be sparse when searching for business-class fares, be sure to look ahead using the program’s calendar search function and set award seat alerts through third-party websites.

How to earn Citi ThankYou Rewards points

These Citi credit cards could make useful additions to your wallet for earning Citi ThankYou Rewards points:

  • [applyLink pid=”10652″ overridetext=”Citi Strata Premier® Card”] (see [termsConditions pid=”10652″ overridetext=”rates and fees”]): Earn 60,000 bonus points after spending $4,000 on purchases within three months from account opening.
  • Citi Strata℠ Card (formerly the Citi Rewards+® Card)

The information for the Citi Strata Card and Citi Rewards+ has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

TPG values Citi ThankYou Rewards points at 1.8 cents each, per our June 2025 valuations, and most transfers happen instantly.

Related: Citi transfer partners: Maximize your ThankYou points with these loyalty programs

Marriott Bonvoy transfer bonus

Though you can transfer Marriott Bonvoy points to various airlines, the program is not currently offering any transfer bonuses.

woman and girl at Marriott pool
FAIRFIELD ANAHEIM RESORT/FACEBOOK

How to earn Marriott Bonvoy points

If you’re looking to earn Marriott Bonvoy points, the following Marriott cards may be of interest:

  • [applyLink pid=”6396″ overridetext=”Marriott Bonvoy Brilliant® American Express® Card”]: Earn 100,000 bonus points after spending $6,000 on purchases within the first six months of card membership and an extra 50,000 bonus points after making an additional $2,000 in purchases within the first six months.
  • [applyLink pid=”6389″ overridetext=”Marriott Bonvoy Boundless® Credit Card”] (see [termsConditions pid=”6389″ overridetext=”rates and fees”]): Earn five free nights (each night valued at up to 50,000 points) after spending $5,000 on purchases in the first three months from account opening. Certain hotels have resort fees.
  • [applyLink pid=”6771″ overridetext=”Marriott Bonvoy Business® American Express® Card”]: Earn three free night awards after spending $6,000 on eligible purchases within the first six months of card membership. Each free night award has a redemption level of up to 50,000 Marriott Bonvoy points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy. Certain hotels have resort fees.
  • [applyLink pid=”6696″ overridetext=”Marriott Bonvoy Bold® Credit Card”] (see [termsConditions pid=”6696″ overridetext=”rates and fees”]): Earn 60,000 bonus points plus one free night award (valued at up to 50,000 bonus points) after spending $2,000 on purchases in the first three months from account opening. Certain hotels have resort fees.

According to TPG’s June 2025 valuations, Marriott Bonvoy points are worth 0.7 cents each. Some airlines take a few days (or even weeks) to receive the points.

Related: Marriott Bonvoy program: How to redeem points for hotel stays, airfare and more

Should you transfer points and miles?

We only recommend transferring points or miles if you have a short-term plan to use them. Many programs have implemented devaluations over the last few years, so speculative transfers could prove a losing proposition. Transfers are irreversible, and you don’t want to be stuck with thousands of points or miles in a program you have little use for.

If you don’t have a specific redemption in mind but still want to earn points or miles, you’re likely better off earning rewards through card welcome bonuses and everyday spending.

And we always recommend you ensure award availability before transferring your rewards.

Bottom line

When a program with a transferable currency offers a transfer bonus, it’s important to run the numbers to determine whether it is worthwhile.

Generally, you won’t want to transfer your points or miles without a specific redemption in mind. After all, a large part of the value of transferable points and miles comes from their flexibility, which you’ll give up when you convert them to a partner’s currency. However, a transfer bonus can help you get more value from your points and miles if you use a partner program frequently or plan to redeem soon.

Related reading:

Ready to experience the sights and events mentioned in this post?

Find your Free Condo Week today!

Just click the button below to search by location and discover your perfect vacation getaway.