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Editor’s note: This is a recurring post, regularly updated with new information and offers. These valuations are not provided by card issuers. One of the questions people often ask us is, “How much is a point or mile worth?” The true answer varies from point to point and person to person. It also depends on your travel goals and how much you maximize a particular loyalty currency. Still, some rewards are worth more than others, and our goal is to give you a sense of how they stack up. Historically, TPG has valued points and miles based on a combination of factors: the price at which we would purchase the points or miles, award costs in the program (factoring in availability and fees), and our expertise in the program’s inner workings. However, we now use extensive data for the top seven U.S. airline loyalty programs to better estimate the value you should aim to get from your rewards. Read our explainer post on our data-driven valuations for a full methodology breakdown. What are credit card points and miles worth? Program July 2025 valuation (cents) Latest news American Express Membership Rewards 2.0 [applyLink pid=”7758″ overridetext=”The Business Platinum Card® from American Express”] will

With all of the changes that have happened recently with the [applyLink pid=”221211836″ overridetext=”Chase Sapphire Reserve®”] (see [termsConditions pid=”221211836″ overridetext=”rates and fees”]) and [applyLink pid=”22125056″ overridetext=”Chase Sapphire Preferred® Card”] (see [termsConditions pid=”221211836″ overridetext=”rates and fees”]), it has admittedly become tough to immediately deep dive into every single element to decide the exact positive (or even not so positive) implications for each situation. But now that the Sapphire-colored dust has started to settle, I’ve had time to do a number of real-world searches in the Chase Travel℠ site using a new feature called Points Boost and … I’m low-key obsessed. If you aren’t yet familiar with Points Boost, it is a brand-new feature from Chase that increases the value you can sometimes get for your Chase Ultimate Rewards points when booking travel on the Chase Travel site, up to 2 cents per point if you have the Chase Sapphire Reserve, like I do. (If you have the Chase Sapphire Preferred, Points Boost maxes out at 1.5 cents for hotels and 1.75 cents for some flights.) J.W. Marriott Orlando Bonnet Creek. ANDREA ROTONDO/THE POINTS GUY Previously, the max value you could get for your Chase points if you used them at a

Sometimes it’s hard to justify paying a high annual fee for a premium credit card year after year. There’s one card, however, that has been a constant in my wallet for almost a decade. I opened my [applyLink pid=”221211836″ overridetext=”Chase Sapphire Reserve®”] (see [termsConditions pid=”221211836″ overridetext=”rates and fees”]) when it debuted in 2016 and have never thought about canceling or downgrading it. Nearly 10 years after its unveiling, the Sapphire Reserve has finally had its own full refresh, which included an annual fee hike and an overhaul of earning rates, card benefits and design. The new eye-watering $795 annual fee takes the title of most expensive card from [applyLink pid=”22504813″ overridetext=”The Platinum Card® from American Express”] with its $695 annual fee (see [termsConditions pid=”22504813″ overridetext=”rates and fees”]). But despite the massive changes and new annual fee, I still plan on keeping my Sapphire Reserve — and here are the top three reasons why. The $300 credit is still flexible When Chase announced changes to the [applyLink pid=”221211836″ overridetext=”Sapphire Reserve”], my first fear was either losing the $300 flexible travel credit or the issuer implementing some restrictions on its use. These fears weren’t unfounded, as many other issuers have restrictions on travel